In 1975, the Bishop of Cleveland appointed an Insurance Committee
to research and establish a Master Insurance
Plan to achieve
premium savings, uniformity, broader coverage, and improved catastrophe
protection for the Diocese and its parishes. These objectives
were accomplished by the Committee through the Diocesan Insurance
Service Corporation (D.I.S.C.), an agency created solely for
this purpose. The D.I.S.C. Committee, in conjunction with the
Diocesan Finance Office, continues to administer this Program.
Together, their study of potential liability exposures or changes
in legislation affecting insurance practices are constantly reviewed
to make sure the coverage afforded is the most cost effective
The Diocesan Master Insurance Program provides and extends insurance
protection to the Diocese of Cleveland, its institutions, parishes,
and invitees. The purpose of this book is to outline the primary
features of the Program by providing brief descriptions of the
coverages to and answer the most frequently-asked questions.
Upon each policy renewal period, you will be provided inserts
to update this information.
This book is not an insurance policy or contract;
it is intended as an easy-to-use reference guide. The explanations
contained herein neither affirmatively or negatively amend, extend,
or alter the coverage provided by the actual insurance policies
and should not be construed as complete or definitive. The actual
policies are available for inspection in the Diocesan Property/Casualty
Insurance Department or at the D.I.S.C. agency. Please refer
your specific questions to either of these offices.