In 1975, the Bishop of Cleveland appointed an Insurance Committee
to research and establish a Master Insurance
Program to achieve
premium savings, uniformity, broader coverage, and improved catastrophe
protection for the Diocese and its parishes. These objectives
were accomplished by the Committee through the Diocesan Insurance
Service Corporation (D.I.S.C.), an agency created solely for
this purpose. The DISC agency was an effective method of providing service to the Diocese and its parishes for many years.
Retirement of key personnel at the Evarts Tremaine agency resulted in the Diocese partnering with the Oswald Companies in 2018 as property and casualty insurance advisors.
The Diocesan Finance Office, continues to administer this Program in cooperation with the Oswald Companies.
Together, their study of potential liability exposures or changes
in legislation affecting insurance practices are constantly reviewed
to make sure the coverage afforded is the most cost effective
The Diocesan Master Insurance Program provides and extends insurance
protection to the Diocese of Cleveland, its institutions, parishes,
and invitees. The purpose of this manual is to outline the primary
features of the Program by providing brief descriptions of the
coverages to and answer the most frequently-asked questions.
Upon each policy renewal period, you will be provided inserts
to update this information.
This manual is not an insurance policy or contract;
it is intended as an easy-to-use reference guide. The explanations
contained herein neither affirmatively or negatively amend, extend,
or alter the coverage provided by the actual insurance policies
and should not be construed as complete or definitive. The actual
policies are available for inspection in the Diocesan Property/Casualty
Insurance Office. Please refer
your specific questions to this office.